Unfortunately, Microsoft does not have a failsafe for these type of incidents. In your situation, I would download a copy of GNU/Linux and burn it to a CD (preferably Ubuntu). Then, boot your computer via the CD-Rom, and on the Ubuntu splash screen, select "Try Ubunut without installation" or something like that. Once you get to the desktop, navigate to the Filesystem and you should be able to see your old HDD and access it's contents as well. If all of this works, dump the documents and files you need to an external HDD or flash drive. This is one way to recover your files without actually having to boot into Windows XP.
Try it out and let me know.
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